E-CONSENT: AGREEMENT TO ELECTRONIC DISCLOSURES AND COMMUNICATIONS
Lending Partners or Service Providers need your permission to use and accept electronic signatures, records, and disclosures ("E-Consent") in order to give you a loan or other financial services.
You agree to this E-Consent when you submit a request to be connected with Lending Partners or Service Providers. This consent lets us, our Lending Partners, and Service Providers send you information, disclosures, and documents electronically.This E-Consent also outlines your rights to receive electronic records and communications in connection with your use of our services.
Your Consent to Electronic Records. By agreeing to this E-Consent, you are giving your permission to receive all required disclosures, notices, and other communications (“Disclosures”) related to your loan or other services request in electronic format instead of on paper.You also agree to use electronic signatures for any forms, agreements, or notices you sign, as well as for any transactions you make with us, our Lending Partners, or Service Providers that we contact you about electronically.
What you agree to. This E-Consent covers all interactions between you and our Lending Partners and Service Providers, both now and in the future. This includes any communications or transactions that take place on this website or on mobile devices like smartphones and tablets. When you agree to get information electronically, you give our Lending Partners and Service Providers permission to handle your information and talk to you electronically about your loan request.Disclosures may be presented to you on our website, on the lender’s website, or via email.
Option to Receive Paper Copies.You can ask for paper copies of any Disclosures by getting in touch with the appropriate Lending Partner and Service Provider. They might send these to you, but some might charge a fee. As required by law, every Lending Partner and Service Provider will keep a record of Disclosures.
System Requirements.To access and retain electronic records, you will need:
A computer, smartphone, or other device that can connect to the internet.
A web browser that can encrypt data with at least 128 bits (like Chrome, Firefox, Safari, or Internet Explorer).
Software that lets you open PDF files, like Adobe Acrobat Reader.
If you want to keep a copy of any electronic records, you can use a printer or a secure storage device.
Please get in touch with the third-party lender or lending partner directly if you have any questions about these requirements.
Withdrawal of Consent.You need this E-Consent to use our lead generation service and get in touch with lenders or lending partners. You can't withdraw your consent about our part of the process because it's a one-time transaction for the purpose of your loan request.If you are matched with a lender or lending partner, you can contact them to withdraw your consent. However, this could make it harder for you to get credit from that lender or lending partner.
If you withdraw your consent, it won't change the legal validity of any electronic disclosures or agreements you made in the past. To learn more about how to withdraw consent, please get in touch with the Lending Partner or Service Provider directly.
Updating Your Contact Information. It is important to keep your contact information up to date. To ensure you continue to receive electronic communications, please inform the lender or lending partner directly of any changes to your email or physical address.
Confirmation of Your Ability to Access Electronic Disclosures. By agreeing to this E-Consent, you confirm that you have the hardware and software necessary to access and retain the electronic records and Disclosures described above.
Consent to Electronic Disclosures and Communications. By clicking the link or button to agree, you acknowledge that: